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Aditya Birla Sun Life Retirement Fund 'The 50s Plus - Debt Plan' |
| An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier) |
| Data as on 29th December 2023 |
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Fund Details |
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Investment Objective |
| The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
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| Fund Manager | |
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| Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi |
| Managing Fund Since | |
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| March 22, 2021, December 28, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
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| 2.8 years, 2.0 years & 1.1 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 2.08% |
| Direct | 0.85% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
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| Monthly Average AUM | 20.83 Crores |
| AUM as on last day | 20.57 Crores |
| Date of Allotment | |
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| March 11, 2019 |
| Benchmark | |
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| CRISIL Short Term Bond Index |
| Other Parameters | |
|---|---|
| Modified Duration | 2.74 years |
| Average Maturity | 3.42 years |
| Yield to Maturity | 7.44% |
| Macaulay Duration | 2.85 years |
 NAV of Plans / Options ₹ |
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|---|---|---|
Regular Plan |
Direct Plan |
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| Growth | 12.0159 |
12.8144 |
| IDCW$: | 12.0168 |
12.8143 |
| $Income Distribution cum capital withdrawal | ||
| Application Amount for fresh subscription | |
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| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
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| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
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| Monthly: Minimum ₹ 500/- |
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PORTFOLIO |
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| Issuer | % to Net Assets |
Rating |
| Government Bond | 58.27% | |
| 7.27% GOI 08APR26 | 36.30% | SOV |
| 6.57% GOI (MD 05/12/2033) | 13.93% | SOV |
| 7.59% GOI(MD 11/01/2026) | 7.37% | SOV |
| 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC | 0.68% | SOV |
| Fixed rates bonds - Corporate | 25.44% | |
| Summit Digitel Infrastructure Private Limited | 11.75% | CRISIL AAA |
| REC Limited | 8.70% | ICRA AAA |
| HDFC Bank Limited | 4.99% | CRISIL AAA |
| Cash Management Bills | 10.75% | |
| Government of India | 9.42% | SOV |
| Issuer | % to Net Assets |
Rating |
| Government of India | 0.91% | SOV |
| Government of India | 0.42% | SOV |
| State Government bond | 3.71% | |
| 7.25% MAHARASHTRA 28DEC2026 SDL | 1.21% | SOV |
| 7.98% UTTAR PRADESH 14OCT2025 SDL | 1.17% | SOV |
| HARYANA 08.21% 31MAR2026 SDL | 0.99% | SOV |
| MAHARASHTRA SDL 08.26% 12AUG25 | 0.25% | SOV |
| 8.59% KARNATAKA 06NOV2025 SDL | 0.10% | SOV |
| Cash & Current Assets | 1.82% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option.Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. Whenscheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
