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Aditya Birla Sun Life Retirement Fund - The 40s Plan |
| An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). |
| Data as on 29th December 2023 |
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Fund Details |
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Investment Objective |
| The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. | |
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| Fund Manager | |
|---|---|
| Mr. Harshil Suvarnkar, Mr. Dhaval Shah & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| March 22, 2021, December 28, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 2.8 years, 2.0 years & 1.1 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier): Nil. |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 2.38% |
| Direct | 0.99% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 106.64 Crores |
| AUM as on last day | 108.56 Crores |
| Date of Allotment | |
|---|---|
| March 11, 2019 |
| Benchmark | |
|---|---|
| CRISIL Hybrid 35+65 - Aggressive Index |
| Other Parameters | |
|---|---|
| Modified Duration | 4.81 years |
| Average Maturity | 6.62 years |
| Yield to Maturity | 7.45% |
| Macaulay Duration | 5.02 years |
| Standard Deviation | 10.13% |
| Sharpe Ratio | 0.28 |
| Beta | 1.01 |
| Portfolio Turnover | 0.48 |
| Note: Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns. Risk Free Rate assumed to be 6.90% (FBIL Overnight MIBOR as on 29 December 2023) for calculating Sharpe Ratio | |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 500/- |
 NAV of Plans / Options ₹ |
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|---|---|---|
| Regular Plan | Direct Plan | |
| Growth | 15.6400 | 16.8390 |
| IDCW$: | 15.6390 | 16.8360 |
| $Income Distribution cum capital withdrawal | ||
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PORTFOLIO |
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| Issuer | % to Net Assets |
Rating |
| BANKS | 15.63% | |
| HDFC Bank Limited | 6.40% | |
| ICICI Bank Limited | 6.27% | |
| Utkarsh Small Finance Bank Ltd | 1.79% | |
| IndusInd Bank Limited | 1.18% | |
| Government Bond | 10.60% | |
| 7.18% GOVERNMENT ON INDIA 14AUG2033 GSEC | 7.83% | SOV |
| 7.17% GOVERNMENT OF INDIA 17APR30 | 1.84% | SOV |
| 7.26% GOVERNMENT OF INDIA 06FEB33 | 0.93% | SOV |
| IT - Software | 6.16% | |
| Infosys Limited | 4.88% | |
| Coforge Limited | 1.28% | |
| Healthcare Services | 5.16% | |
| Fortis Healthcare Limited | 3.11% | |
| Jupiter Life Line Hospitals Ltd | 2.05% | |
| Fixed rates bonds - Corporate | 4.61% | |
| REC Limited | 3.66% | ICRA AAA |
| HDFC Bank Limited | 0.95% | CRISIL AAA |
| Construction | 4.49% | |
| Larsen & Toubro Limited | 4.49% | |
| Cement & Cement Products | 4.49% | |
| UltraTech Cement Limited | 3.28% | |
| ACC Limited | 1.20% | |
| Pharmaceuticals & Biotechnology | 4.37% | |
| Sun Pharmaceutical Industries Limited | 2.40% | |
| Strides Pharma Science Limited | 1.12% | |
| Torrent Pharmaceuticals Limited | 0.85% | |
| Consumer Durables | 4.07% | |
| Dixon Technologies (India) Limited | 1.21% | |
| Somany Ceramics Limited | 1.15% | |
| Titan Company Limited | 0.98% | |
| La Opala RG Limited | 0.73% | |
| Banks | 3.88% | |
| State Bank of India | 1.69% | |
| Bank of Baroda | 1.28% | |
| Union Bank of India | 0.91% | |
| Automobiles | 3.68% | |
| Tata Motors Limited | 2.44% | |
| Bajaj Auto Limited | 1.23% |
| Issuer | % to Net Assets |
Rating |
| Auto Components | 3.60% | |
| Craftsman Automation Ltd | 2.47% | |
| SJS Enterprises Pvt Limited | 0.63% | |
| TVS HOLDINGS LIMTED | 0.50% | |
| Sundaram Clayton Ltd | 0.00% | |
| Diversified FMCG | 2.71% | |
| ITC Limited | 1.36% | |
| Hindustan Unilever Limited | 1.35% | |
| Petroleum Products | 2.48% | |
| Reliance Industries Limited | 2.48% | |
| Realty | 1.99% | |
| Brigade Enterprises Limited | 1.99% | |
| State Government bond | 1.86% | |
| TAMIL NADU 08.21% 24JUN25 SDL | 1.86% | SOV |
| Personal Products | 1.59% | |
| Procter & Gamble Hygiene and Health Care Limited | 1.59% | |
| Insurance | 1.50% | |
| HDFC Life Insurance Company Limited | 0.86% | |
| Star Health & Allied Insurance Limited | 0.64% | |
| Retailing | 1.29% | |
| Shoppers Stop Limited | 1.29% | |
| Industrial Manufacturing | 1.26% | |
| Honeywell Automation India Limited | 1.26% | |
| Finance | 1.23% | |
| Bajaj Finance Limited | 0.73% | |
| Poonawalla Fincorp Limited | 0.31% | |
| Cholamandalam Investment and Finance Company Limited | 0.20% | |
| Electrical Equipment | 1.22% | |
| TD Power Systems Limited | 1.22% | |
| Household Products | 1.03% | |
| Flair Writing Industries Ltd | 1.03% | |
| Leisure Services | 0.71% | |
| Westlife Development Ltd | 0.71% | |
| Industrial Products | 0.66% | |
| TIMKEN INDIA LTD | 0.66% | |
| Transport Services | 0.39% | |
| Container Corporation of India Limited | 0.39% | |
| Cash Management Bills | 0.24% | |
| Government of India | 0.24% | SOV |
| Cash & Current Assets | 9.14% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 6. Total Schemes managed by Mr. Dhaval Shah is 8. Total Schemes managed by Mr. Harshil Suvarnkar is 15. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
# Scheme Benchmark, ## Additional Benchmark
For SIP calculations above, the data assumes the investment of ₹ 10000/- on 1st day of every month or the subsequent working
day. Load & Taxes are not considered for computation of returns. Performance for IDCW option would assume reinvestment
of tax free IDCW declared at the then prevailing NAV. CAGR returns are computed after accounting for the cash flow by using
XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.
Past
performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. IDCW
are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration.
