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Aditya Birla Sun Life Savings Fund |
| An open ended ultra-short term debt scheme investing in instruments such that Macaulay duration of the portfolio is between 3 months and 6 months. A moderate interest rate risk and moderate credit risk. |
| Data as on 29th December 2023 |
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Fund Details |
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Investment Objective |
| The primary objective is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The scheme will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents | |
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| Fund Manager | |
|---|---|
| Mr. Kaustubh Gupta, Ms. Sunaina Da Cunha, Ms. Monika Gandhi & Mr. Dhaval Joshi |
| Managing Fund Since | |
|---|---|
| July 15, 2011, June 20, 2014, March 22, 2021 & November 21, 2022 |
| Experience in Managing the Fund | |
|---|---|
| 12.5 years, 9.6 years, 2.8 years & 1.1 Years |
| Load Structure (as % of NAV) (Incl. for SIP) | |
|---|---|
| Entry Load | Nil |
| Exit Load | Nil |
| Total Expense Ratio (TER) | |
|---|---|
| Regular | 0.55% |
| Direct | 0.34% |
| Including additional expenses and goods and service tax on management fees. | |
| AUM ₹ | |
|---|---|
| Monthly Average AUM | 12936.82 Crores |
| AUM as on last day | 12169.60 Crores |
| Date of Allotment | |
|---|---|
| April 15, 2003 |
| Benchmark | |
|---|---|
| NIFTY Ultra Short Duration Debt Index B-I |
| Other Parameters | |
|---|---|
| Modified Duration | 0.47 years |
| Average Maturity | 0.51 years |
| Yield to Maturity | 7.98% |
| Macaulay Duration | 0.50 years |
| Application Amount for fresh subscription | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| Min. Addl. Investment | |
|---|---|
| ₹ 1,000 (plus in multiplies of ₹ 1) |
| SIP | |
|---|---|
| Monthly: Minimum ₹ 1,000/- |
 NAV of Plans / Options ₹^ |
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|---|---|---|---|
| Regular Plan | Retail Plan@ | Direct Plan | |
| Growth | 488.9010 | 473.1011 | 496.0703 |
| Daily IDCW$: | 100.0863 | 100.0881 | 100.0866 |
| Weekly IDCW$: | 100.4684 | 100.4700 | 100.4891 |
| $Income Distribution cum capital withdrawal Note:@:Retail Plan has been discontinued and does not accept fresh subscriptions/Switch in. | |||
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PORTFOLIO |
|
| Issuer | % to Net Assets |
Rating |
| Money Market Instruments | 39.40% | |
| ICICI Bank Limited | 3.18% | ICRA A1+ |
| The Jammu & Kashmir Bank Limited | 2.87% | CRISIL A1+ |
| TATA Realty & Infrastructure Limited | 2.04% | ICRA A1+ |
| Tata Teleservices Limited | 2.03% | CRISIL A1+ |
| The Federal Bank Limited | 1.91% | CRISIL A1+ |
| Indian Bank | 1.82% | CRISIL A1+ |
| Indian Bank | 1.62% | CRISIL A1+ |
| Punjab National Bank | 1.62% | ICRA A1+ |
| The Federal Bank Limited | 1.62% | CRISIL A1+ |
| Axis Bank Limited | 1.58% | ICRA A1+ |
| HDFC Bank Limited | 1.53% | IND A1+ |
| DBS Bank Ltd/India | 1.53% | IND A1+ |
| Indian Bank | 1.22% | CRISIL A1+ |
| Godrej Consumer Products Limited | 1.21% | ICRA A1+ |
| HDFC Bank Limited | 1.19% | ICRA A1+ |
| Axis Bank Limited | 1.19% | CRISIL A1+ |
| The Federal Bank Limited | 1.15% | CRISIL A1+ |
| HDFC Bank Limited | 0.82% | CARE A1+ |
| Axis Bank Limited | 0.81% | IND A1+ |
| Canara Bank | 0.81% | CRISIL A1+ |
| JM Financial Products Limited | 0.81% | ICRA A1+ |
| Axis Bank Limited | 0.81% | ICRA A1+ |
| Bank of Baroda | 0.80% | IND A1+ |
| Bahadur Chand Investments Pvt Limited | 0.79% | ICRA A1+ |
| Brookfield India Real Estate Trust | 0.78% | CRISIL A1+ |
| Small Industries Development Bank of India | 0.76% | CRISIL A1+ |
| Godrej Properties Limited | 0.61% | ICRA A1+ |
| Bank of Baroda | 0.41% | IND A1+ |
| State Bank of India | 0.40% | CARE A1+ |
| Small Industries Development Bank of India | 0.40% | CRISIL A1+ |
| HDFC Bank Limited | 0.40% | ICRA A1+ |
| Cholamandalam Investment and Finance Company Limited | 0.40% | ICRA A1+ |
| Kotak Mahindra Bank Limited | 0.16% | CRISIL A1+ |
| Muthoot Finance Limited | 0.08% | ICRA A1+ |
| Fixed rates bonds - Corporate | 35.84% | |
| TATA Realty & Infrastructure Limited | 2.95% | ICRA AA+ |
| Hindalco Industries Limited | 2.87% | CARE AA+ |
| Bharti Hexacom Limited | 2.59% | CRISIL AA+ |
| Pipeline Infrastructure Limited | 2.55% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 1.66% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 1.43% | CRISIL AAA |
| Small Industries Development Bank of India | 1.22% | ICRA AAA |
| Small Industries Development Bank of India | 1.14% | CARE AAA |
| Tata Power Company Limited | 1.11% | IND AA |
| JM Financial Products Limited | 1.02% | ICRA AA |
| Muthoot Finance Limited | 0.86% | ICRA AA+ |
| Shriram Finance Ltd | 0.82% | IND AA+ |
| National Bank For Agriculture and Rural Development | 0.82% | ICRA AAA |
| ICICI Home Finance Company Limited | 0.82% | ICRA AAA |
| Godrej Industries Limited | 0.82% | ICRA AA |
| Tata Motors Finance Solutions Limited | 0.81% | CRISIL AA |
| Power Finance Corporation Limited | 0.74% | ICRA AAA |
| Shriram Finance Ltd | 0.65% | IND AA+ |
| Small Industries Development Bank of India | 0.61% | ICRA AAA |
| National Bank For Agriculture and Rural Development | 0.60% | ICRA AAA |
| Cholamandalam Investment and Finance Company Limited | 0.53% | ICRA AA+ |
| TATA Realty & Infrastructure Limited | 0.53% | ICRA AA+ |
| REC Limited | 0.41% | ICRA AAA |
| National Housing Bank | 0.41% | ICRA AAA |
| Crompton Greaves Consumer Electricals Limited | 0.41% | CRISIL AA+ |
| Small Industries Development Bank of India | 0.41% | ICRA AAA |
| SMFG India Credit Co. Ltd. | 0.41% | CRISIL AAA |
| Embassy Office Parks REIT | 0.41% | CRISIL AAA |
| Bharti Telecom Limited | 0.41% | CRISIL AA+ |
| Hinduja Leyland Finance Limited | 0.41% | CRISIL AA |
| JM Financial Credit Solutions Ltd | 0.41% | ICRA AA |
| National Bank For Agriculture and Rural Development | 0.40% | CRISIL AAA |
| Muthoot Finance Limited | 0.40% | ICRA AA+ |
| REC Limited | 0.40% | ICRA AAA |
| Bharti Hexacom Limited | 0.37% | CRISIL AA+ |
| Torrent Power Limited | 0.36% | CRISIL AA+ |
| REC Limited | 0.36% | ICRA AAA |
| LIC Housing Finance Limited | 0.33% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.29% | ICRA AAA |
| Small Industries Development Bank of India | 0.25% | ICRA AAA |
| Small Industries Development Bank of India | 0.24% | ICRA AAA |
| Bharti Telecom Limited | 0.21% | CRISIL AA+ |
| Issuer | % to Net Assets |
Rating |
| Small Industries Development Bank of India | 0.20% | CRISIL AAA |
| Cholamandalam Financial Holdings Limited | 0.20% | IND AA+ |
| National Bank For Agriculture and Rural Development | 0.20% | ICRA AAA |
| Tata Motors Finance Solutions Limited | 0.20% | CRISIL AA |
| Bajaj Finance Limited | 0.20% | CRISIL AAA |
| Larsen & Toubro Limited | 0.12% | CRISIL AAA |
| National Bank For Agriculture and Rural Development | 0.08% | ICRA AAA |
| Cholamandalam Investment and Finance Company Limited | 0.08% | ICRA AA+ |
| Small Industries Development Bank of India | 0.08% | CARE AAA |
| Floating rates notes - Corporate | 16.86% | |
| HDFC Bank Limited | 4.90% | ICRA AAA |
| Bharti Telecom Limited | 2.68% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 2.04% | ICRA AA+ |
| HDFC Bank Limited | 2.00% | ICRA AAA |
| Bharti Telecom Limited | 1.24% | CRISIL AA+ |
| Cholamandalam Investment and Finance Company Limited | 1.02% | ICRA AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.82% | ICRA AA+ |
| Shriram Housing Finance Ltd | 0.51% | IND AA+ |
| Shriram Finance Ltd | 0.50% | CRISIL AA+ |
| Sun Petrochemicals Pvt Ltd | 0.41% | CRISIL AA |
| Tata Capital Financial Services Limited | 0.41% | ICRA AAA |
| Mahindra Rural Housing Finance Limited | 0.21% | IND AA+ |
| Cholamandalam Investment and Finance Company Limited | 0.12% | ICRA AA+ |
| Government Bond | 3.88% | |
| 07.32% GS 28JAN2024 | 2.42% | SOV |
| 7.38% GOI 20JUN2027 | 1.45% | SOV |
| Cash Management Bills | 2.05% | |
| Government of India | 0.39% | SOV |
| Government of India | 0.36% | SOV |
| Government of India | 0.35% | SOV |
| Government of India | 0.28% | SOV |
| Government of India | 0.19% | SOV |
| Government of India | 0.18% | SOV |
| Government of India | 0.15% | SOV |
| Government of India | 0.15% | SOV |
| Government of India | 0.00% | SOV |
| State Government bond | 0.98% | |
| 5.47% RAJASTHAN 03JUN2024 SDL | 0.86% | SOV |
| MAHARASHTRA 08.23% 09SEP25 SDL | 0.04% | SOV |
| TAMIL NADU 08.24% 09SEP25 SDL | 0.04% | SOV |
| MAHARASHTRA 08.16% 23SEP25 SDL | 0.04% | SOV |
| TREASURY BILLS | 0.69% | |
| Government of India | 0.69% | SOV |
| Alternative Investment Funds (AIF) | 0.31% | |
| Corporate Debt Market Development Fund | 0.31% | |
| Securitised Debt Amort | 0.12% | |
| First Business Receivables Trust | 0.12% | CRISIL AAA(SO) |
| Interest Rate Swaps | -0.01% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Standard Chartered Bank | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| BNP Paribas - Indian branches | 0.00% | |
| ICICI Securities Primary Dealership Limited | 0.00% | |
| DBS Bank Ltd/India | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Clearing Corporation of India Limited | 0.00% | |
| Standard Chartered Bank | -0.00% | |
| DBS Bank Ltd/India | -0.00% | |
| BNP Paribas - Indian branches | -0.01% | |
| ICICI Securities Primary Dealership Limited | -0.01% | |
| Cash & Current Assets | -0.11% | |
| Total Net Assets | 100.00% |
Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 10. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Ms. Monika Gandhi is 1. Total Schemes managed by Mr. Dhaval Joshi is 51. Click here to know more on performance of schemes managed by Fund Managers.
Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.
