Savings Solutions

Fund Details
Fund Manager:	Mr. Bhupesh Bameta & Mr. Dhaval Joshi
Managing Fund Since:	August 06, 2020 & November 21, 2022
Experience in Managing the Fund:	2.8 years & 0.5 Years
Date of Allotment:	October 21, 1995
Type of Scheme:	An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.
Application Amount for fresh subscription:	5,000 (plus in multiplies of 1)
Min. Addl. Investment:	1,000 (plus in multiplies of 1)
SIP:	Monthly: Minimum 1,000/-
NAV of Plans / Options ()	^$Income Distribution cum capital withdrawal
Regular Plan
Growth:	108.5207
Quarterly IDCW^$:	13.1722
IDCW^$:	12.5494
Direct Plan
Growth:	116.0009
Quarterly IDCW^$:	14.0168
IDCW^$:	13.2571

Benchmark:	CRISIL Medium to Long Duration Debt A-III Index
Monthly Average AUM:	1853.01 Crores
AUM as on last day:	1834.82 Crores
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:	Nil
Exit Load:	Nil
Other Parameters
Modified Duration:	3.89 years
Average Maturity:	5.27 years
Yield to Maturity:	7.33%
Macaulay Duration:	4.07 years
Total Expense Ratio (TER)
Including additional expenses and goods and service tax on management fees.
Regular	0.89%
Direct	0.49%

Data as on 30th June 2023 unless otherwise specified

Portfolio Holdings
Issuer	% to net Assets	Rating
Government Bond	43.28%
7.26% GOVERNMENT OF INDIA 06FEB33	12.11%	SOV
GOI 07.41% 19DEC2036	9.97%	SOV
7.17% GOVERNMENT OF INDIA 18APR30	6.70%	SOV
7.38% GOI 20JUN2027	6.06%	SOV
7.10% GOVERNMENT OF INDIA 18APR29	4.63%	SOV
5.74% GOI 15NOV2026	1.77%	SOV
7.06% GOI 10APR28	0.89%	SOV
8.24% GOI (MD 15/02/2027)	0.56%	SOV
8.15% GOI (MD 24/11/2026)	0.28%	SOV
7.59% GOI(MD 11/01/2026)	0.28%	SOV
GOI 08.28% 21SEP27	0.03%	SOV
Fixed rates bonds - Corporate	33.67%
HDFC Bank Limited	2.74%	CRISIL AAA
LIC Housing Finance Limited	2.72%	CRISIL AAA
HDB Financial Services Limited	2.70%	CRISIL AAA
Power Finance Corporation Limited	2.67%	ICRA AAA
Sikka Ports and Terminals Limited	2.13%	CRISIL AAA
National Bank For Agriculture and Rural Development	1.36%	ICRA AAA
Bajaj Housing Finance Limited	1.36%	CRISIL AAA
National Bank For Agriculture and Rural Development	1.36%	CRISIL AAA
LIC Housing Finance Limited	1.36%	CRISIL AAA
LIC Housing Finance Limited	1.36%	CARE AAA
Small Industries Development Bank of India	1.36%	CRISIL AAA
National Bank For Agriculture and Rural Development	1.35%	ICRA AAA
Bajaj Housing Finance Limited	1.35%	CRISIL AAA
Small Industries Development Bank of India	1.35%	ICRA AAA
Housing Development Finance Corporation Limited	1.32%	ICRA AAA
State Bank of India - Tier II - Basel III	1.32%	ICRA AAA
LIC Housing Finance Limited	1.10%	CRISIL AAA
Small Industries Development Bank of India	0.92%	CRISIL AAA
REC Limited	0.81%	ICRA AAA
National Bank For Agriculture and Rural Development	0.68%	ICRA AAA
LIC Housing Finance Limited	0.55%	CRISIL AAA
LIC Housing Finance Limited	0.55%	CRISIL AAA
Larsen & Toubro Limited	0.55%	CRISIL AAA
Power Finance Corporation Limited	0.27%	ICRA AAA
National Bank For Agriculture and Rural Development	0.26%	ICRA AAA
Small Industries Development Bank of India	0.16%	ICRA AAA
Cash Management Bills	9.18%
Government of India	3.68%	SOV
Government of India	1.64%	SOV
Government of India	1.27%	SOV
Government of India	0.66%	SOV
Government of India	0.46%	SOV
Government of India	0.45%	SOV
Government of India	0.43%	SOV
Government of India	0.23%	SOV
Government of India	0.20%	SOV
Government of India	0.14%	SOV
Government of India	0.01%	SOV
State Government bond	2.07%
8.08% KARNATAKA 11MAR2025 SDL	0.33%	SOV
7.79% UTTAR PRADESH 29MAR33 SDL	0.28%	SOV
GUJARAT 8.94% 24SEP24 SDL	0.28%	SOV
7.56% UTTAR PRADESH 11OCT2027 SDL	0.28%	SOV
7.14% TAMIL NADU 02MAR2032 SDL	0.27%	SOV
7.15% MAHARASHTRA 13OCT2026 SDL	0.11%	SOV
8.67% MAHARASHTRA 24FEB2026 SDL	0.09%	SOV
7.65% TELANGANA 15APR2030 SDL	0.06%	SOV
7.65% UTTAR PRADESH 15APR2030 SDL	0.06%	SOV
8.88% WEST BENGAL 24FEB26 SDL	0.06%	SOV
8.31% TELANGANA 13JAN2026 SDL	0.06%	SOV
6.54% MAHARASHTRA 09FEB2027 SDL	0.05%	SOV
7.81% UTTAR PRADESH 29MAR34 SDL	0.05%	SOV
TAMIL NADU 08.06% 15APR25 SDL	0.03%	SOV
8.08% MADHYA PRADESH 11FEB2025 SDL	0.03%	SOV
9.45% Rahasthan SDL (MD 26/03/2024)	0.02%	SOV
6.72% TAMIL NADU 07OCT2027 SDL	0.02%	SOV
7.88% Chattisgarh SDL (MD 15/03/2027)	0.01%	SOV
Interest Rate Swaps	0.00%
Clearing Corporation of India Limited	0.00%
Cash & Current Assets	11.80%
Total Net Assets	100.00%

Rating Profile of Portfolio

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Bhupesh Bameta is 11. Total Schemes managed by Mr. Dhaval Joshi is 47. Click here to know more on performance of schemes managed by Fund Managers.

Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the July 2023 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Aditya Birla Sun Life Income Fund

An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4-7 years. A relatively high interest rate risk and moderate credit risk.