Aditya Birla Sun Life Retirement Fund - The 50s Plus Debt Plan

An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)

Fund Category Retirement Fund (Solution Oriented Fund)

Investment Objective The primary investment objective of the Scheme is income generation and capital appreciation for its investors which will be in line with their retirement goals by investing in a mix of equity, equity related instruments along with debt and money market instruments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes' objectives will be achieved.

Fund Details
Fund Manager: Mr. Dhaval Shah ,
Mr. Harshil Suvarnkar & Mr. Dhaval Joshi
Managing Fund Since: March 22, 2021, December 28, 2021 & November 21, 2022
Experience in Managing the Fund: 2.2 years, 1.4 years & 0.5 Years
Date of Allotment: March 11, 2019
Type of Scheme: An open-ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Application Amount for fresh subscription: 1,000
(plus in multiplies of 1)
Min. Addl. Investment: 1,000
(plus in multiplies of 1)
SIP Monthly: Minimum 500/-
NAV of Plans / Options () $Income Distribution cum capital withdrawal
Regular Plan
Growth: 11.7456
IDCW$: 11.7464
Direct Plan
Growth: 12.4516
IDCW$: 12.4515
Benchmark: CRISIL Short Term Bond Index
Monthly Average AUM: 25.44 Crores
AUM as on last day: 25.24 Crores
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load: Nil
Upon completion of lock-in period of minimum 5 years from the date of allotment of units or Retirement Age of Unit holder (i.e. completion of 60 years, whichever is earlier)
Other Parameters
Modified Duration: 3.02 years
Average Maturity: 3.79 years
Yield to Maturity: 7.29%
Macaulay Duration: 3.14 years
Total Expense Ratio (TER)
Including additional expenses and goods and service tax on management fees.
Regular 2.09%
Direct 0.85%

Data as on 30th June 2023 unless otherwise specified

Portfolio Holdings
Issuer
% to net Assets
Rating
Government Bond 57.99%  
7.27% GOI 08APR26 29.60% SOV
6.57% GOI (MD 05/12/2033) 11.36% SOV
7.38% GOI 20JUN2027 8.01% SOV
7.59% GOI(MD 11/01/2026) 6.02% SOV
7.26% GOVERNMENT OF INDIA 06FEB33 3.00% SOV
Fixed rates bonds - Corporate 20.81%  
Summit Digitel Infrastructure Private Limited  9.57% CRISIL AAA
REC Limited  7.15% ICRA AAA
Housing Development Finance Corporation Limited  4.09% CRISIL AAA
Cash Management Bills 8.47%  
Government of India 7.42% SOV
Government of India 0.72% SOV
Government of India 0.33% SOV
Money Market Instruments 3.72%  
Axis Bank Limited 3.72% ICRA A1+
State Government bond 3.04%  
7.25% MAHARASHTRA 28DEC2026 SDL 0.99% SOV
7.98% UTTAR PRADESH 14OCT2025 SDL 0.96% SOV
HARYANA 08.21% 31MAR2026 SDL 0.81% SOV
MAHARASHTRA SDL 08.26% 12AUG25 0.20% SOV
8.59% KARNATAKA 06NOV2025 SDL 0.08% SOV
Cash & Current Assets 5.96%  
Total Net Assets 100.00%  
Rating Profile of Portfolio
  • Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option.Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. Whenscheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Dhaval Shah is 3. Total Schemes managed by Mr. Harshil Suvarnkar is 13. Total Schemes managed by Mr. Dhaval Joshi is 47. Click here to know more on performance of schemes managed by Fund Managers.

Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.




This page is a part of the July 2023 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.


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