Savings Solutions

Fund Details
Fund Manager:	Ms. Sunaina DaCunha, Mr. Mohit Sharma & Mr. Dhaval Joshi
Managing Fund Since:	September 1, 2014, August 06, 2020 & November 21, 2022
Experience in Managing the Fund:	8.8 years & 2.8 years & 0.5 years
Date of Allotment:	March 25, 2009
Type of Scheme:	An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
Application Amount for fresh subscription:	1,000 (plus in multiplies of 1)
Min. Addl. Investment:	1,000 (plus in multiplies of 1)
SIP:	Monthly Minimum 1,000/-
NAV of Plans / Options ()	^$Income Distribution cum capital withdrawal
Regular Plan
Growth:	32.7038
Quarterly IDCW^$:	12.3656
Half yearly IDCW^$:	12.7259
IDCW^$:	15.1847
Direct Plan
Growth:	35.0519
Quarterly IDCW^$:	12.7577
Half Yearly IDCW^$:	13.3022
IDCW^$:	16.3363

Benchmark:	CRISIL Medium Duration Debt C-III Index
Monthly Average AUM:	1878.94 Crores
AUM as on last day:	1878.50 Crores
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:	Nil
Exit Load: In respect of each purchase / switch-in of Units, upto 15% of the units may be redeemed /switched out without any exit load from the date of allotment. Any redemption in excess of the above limit shall be subject to the following exit load: For redemption / switch-out of units on or before 1 year from the date of allotment - 2.00% of applicable NAV. For redemption / switch-out of units after 1 year but on or before 2 years from the date of allotment - 1.00% of applicable NAV For redemption / switch-out of units after 2 years - Nil.
Exit Load is NIL for units issued in Reinvestment of IDCW
Other Parameters
Modified Duration:	2.44 years
Average Maturity:	4.03 years
Yield to Maturity:	7.96%
Macaulay Duration:	2.56 years
Calculation of YTM doesn't include Stressed Assets (ITPCL, JRPICL & VIL). Refer the Annexure for Update on Stressed Assets.
Total Expense Ratio (TER)
Including additional expenses and goods and service tax on management fees.
Regular	1.52%
Direct	0.83%

Data as on 30th June 2023 unless otherwise specified

Portfolio Holdings
Issuer	% to net Assets	Rating
Fixed rates bonds - Corporate	56.69%
Shriram Finance Ltd	3.49%	IND AA+
National Bank For Agriculture and Rural Development	2.93%	CRISIL AAA
LIC Housing Finance Limited	2.93%	CRISIL AAA
REC Limited	2.66%	ICRA AAA
JSW Steel Limited	2.65%	ICRA AA
TATA Realty & Infrastructure Limited	2.52%	ICRA AA+
Nexus Select Trust	2.13%	ICRA AAA
JM Financial Products Limited	2.10%	ICRA AA
State Bank of India - Tier II - Basel III	2.04%	ICRA AAA
GIC Housing Finance Limited	1.87%	ICRA AA
Indian Railway Finance Corporation Limited	1.86%	ICRA AAA
Bharti Hexacom Limited	1.84%	CRISIL AA+
IndInfravit Trust	1.59%	ICRA AAA
DLF Cyber City Developers Limited	1.56%	CRISIL AA
Avanse Financial Services Ltd	1.34%	CARE AA-
Small Industries Development Bank of India	1.33%	ICRA AAA
Avanse Financial Services Ltd	1.33%	CARE AA-
Housing Development Finance Corporation Limited	1.33%	ICRA AAA
National Bank For Agriculture and Rural Development	1.33%	CRISIL AAA
Adani Transmission Limited	1.33%	IND AA+
GR Infraprojects Limited	1.32%	CRISIL AA
Sk Finance Ltd	1.32%	CRISIL A+
Yes Bank Limited	1.31%	ICRA A-
Bharti Telecom Limited	1.30%	CRISIL AA+
State Bank of India - Tier II - Basel III	1.29%	ICRA AAA
Oxyzo Financial Services Pvt Ltd	1.06%	ICRA A+
Sundew Properties Limited	1.05%	CRISIL AAA
Summit Digitel Infrastructure Private Limited	1.03%	CRISIL AAA
Union Bank of India - Tier I - Basel III	1.01%	IND AA
Arka Fincap Limited	0.90%	CRISIL AA-
ANDHRA PRADESH CAPITAL REGION DEVELOPMENT AUTHORITY	0.89%	CRISIL A-(CE)
Power Finance Corporation Limited	0.79%	ICRA AAA
Punjab National Bank - Tier II - Basel III	0.78%	IND AAA
Tata Power Company Limited	0.75%	CARE AA
Torrent Power Limited	0.53%	CRISIL AA+
TMF Holdings Limited	0.52%	CRISIL AA
COASTAL GUJARAT POWER LTD	0.37%	CARE AA
U.P. Power Corporation Limited	0.10%	BWR AA-(CE)
U.P. Power Corporation Limited	0.10%	BWR AA-(CE)
REC Limited	0.06%	CRISIL AAA
NTPC Limited	0.06%	CRISIL AAA
Government Bond	20.81%
7.26% GOVERNMENT OF INDIA 06FEB33	12.37%	SOV
7.38% GOI 20JUN2027	2.74%	SOV
8.15% GOI (MD 24/11/2026)	1.92%	SOV
7.26% GOI 22AUG2032	1.61%	SOV
7.10% GOVERNMENT OF INDIA 18APR29	1.33%	SOV
4.70% INDIA GOVT BOND 22SEP2033 FRB	0.80%	SOV
7.17% GOI (MD 08/01/2028)	0.02%	SOV
07.26% GOI (MD 14/01/2029)	0.01%	SOV
7.27% GOI 08APR26	0.01%	SOV
Floating rates notes - Corporate	10.47%
Mahindra Rural Housing Finance Limited	2.67%	IND AA+
JM Financial Credit Solutions Ltd	2.36%	ICRA AA
Vedanta Limited	1.59%	CRISIL AA
Varanasi Sangam Expressway Private Limited	1.58%	IND AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CARE AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.23%	CRISIL AAA
DME Development Limited	0.22%	CRISIL AAA
DME Development Limited	0.22%	CRISIL AAA
Transport Infrastructure	2.21%
IRB InvIT Fund	2.21%
Cash Management Bills	1.47%
Government of India	0.74%	SOV
Government of India	0.71%	SOV
Government of India	0.03%	SOV
State Government bond	0.18%
6.97% KARNATAKA 26FEB2028 SDL	0.09%	SOV
8.08% MAHARASHTRA 26DEC28 SDL	0.06%	SOV
6.97% MAHARASHTRA 18FEB2028 SDL	0.02%	SOV
8.73% UTTAR PRADESH - 24OCT28 SDL	0.01%	SOV
Cash & Current Assets	8.17%
Total Net Assets	100.00%

Rating Profile of Portfolio

Past performance may or may not be sustained in future. The above performance is of Regular Plan - Growth Option. Kindly note that different plans have different expense structure. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Mohit Sharma is 20. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Total Schemes managed by Mr. Dhaval Joshi is 47. Click here to know more on performance of schemes managed by Fund Managers.

Note: The exit load (if any) rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 or from any of our Investor Service Centers.

This page is a part of the July 2023 Factsheet of Aditya Birla Sun Life Mutual Fund. Click on http://empower.abslmf.com/ for the digital factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Aditya Birla Sun Life Medium Term Plan

An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1

Aditya Birla Sun Life Medium Term Plan

An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk. Number of Segregated Portfolios – 1

An open ended medium - term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3-4 years. A relatively high interest rate risk and relatively high credit risk.
Number of Segregated Portfolios – 1